Employee Benefit Plan Audits

DOL-compliant audits for 401(k), pension, profit-sharing, and ESOP plans — helping plan sponsors fulfill their fiduciary responsibilities.

Protecting Plan Participants and Sponsors

Whether an employee benefit plan must attach an independent audit report to Form 5500 depends on plan type and the applicable filing-category rules. Beginning with 2023 plan-year filings, defined contribution plans generally count participants with account balances at the beginning of the year; new plans use the end-of-year count, and the 80-to-120 participant rule can preserve the prior year's filing category.

Our benefit plan audit practice provides thorough, efficient audits that meet DOL requirements while providing valuable insights into plan operations and compliance.

Plans We Audit

  • 401(k) and 403(b) defined contribution plans
  • Defined benefit pension plans
  • Profit-sharing plans
  • Employee Stock Ownership Plans (ESOPs)
  • Health and welfare plans
  • Multiple employer plans (MEPs)

Our Approach

We understand the specific requirements and common issues in benefit plan audits, allowing us to deliver compliant audits while identifying opportunities for plan improvement.

  • Coordination with plan administrators and third-party service providers
  • Testing of participant data, contributions, and distributions
  • Review of plan document compliance and operational procedures
  • Identification of prohibited transactions and compliance issues
  • Timely completion for Form 5500 filing deadlines
Source-Backed Notes

Benefit plan audits require specialized plan-audit judgment

Employee benefit plan audits are not just financial statement work. Plan administrators need an auditor who understands ERISA reporting, participant data, investments, contributions, and Form 5500 expectations.

Bottom Line

When does an employee benefit plan need an audit?

Short answer: Many large employee benefit plans, including 401(k), 403(b), pension, profit-sharing, and ESOP plans, need an independent audit for Form 5500 and Department of Labor compliance.

  • Plan audits for sponsors with large-plan filing requirements.
  • Testing of contributions, distributions, participant data, and compliance.
  • Coordination with administrators, custodians, and Form 5500 deadlines.

Request a Plan Audit Proposal

Let's discuss your needs and how we can help you achieve your goals.

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